A candid review of where your company meets your personal wealth — designed to surface the risks, inefficiencies, and opportunities most founders never get a straight answer on.
Scope
Seven dimensions of integrated wealth strategy
Outcome
A visual map of strengths and gaps
Time
Approx. 45–60 minutes, reviewed together
Founder Profile
Select the profile that best describes where you are today.
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Audit Score
Begin your review
Strong · Optimized
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Moderate · Improve
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Major Gap
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How to read this
The score updates as each section is rated. Green indicates areas working as designed. Amber and red indicate where integrated planning will create the most leverage.
01
Company Snapshot
Understanding how your company drives — or will drive — your personal wealth.
Rating
Gap Indicators
Entity structure not optimized for owner compensation
No defined exit timeline or valuation target
Key person concentration risk unaddressed
Business not efficiently converting to personal wealth
Equity represents 80%+ of net worth with no diversification plan
No secondary strategy — waiting entirely on exit
Co-founder agreement not updated for current situation
No formal tracking of vesting and secondary activity
Positioning
How is your business actually building your personal wealth — and is it the efficient engine it should be?
Your equity is likely the largest asset you’ll ever own. Most founders treat it like it’ll take care of itself. It won’t.
02
Risk & Protection Audit
If something breaks — does the whole plan break with it?
Rating
Personal Protection
Business Protection
Company & Equity Protection
Gap Indicators
Coverage not aligned with income or current valuation
Term insurance where permanent may be warranted
No funding behind buy-sell or legal agreements
Last review more than 24 months ago
No co-founder agreement for disability or death scenarios
D&O limits haven’t kept pace with valuation
Positioning
If something happens — to you, to a partner, to a key person — does everything you’ve built still hold together?
Founders obsess over company risk. Most never map the personal risks that could unwind everything the company is worth.
03
Wealth Accumulation Strategy
Are you capturing what the tax code actually allows?
Are you building real wealth outside the company — before you need to?
Rating
Qualified & Retirement Plans
Advanced Strategies
Outside-the-Company Wealth
Equity & Exercise Strategy
QSBS Qualification & Planning
Gap Indicators
Underutilizing tax-advantaged space
No layering of plans for high income
Overconcentration in business equity
No tax-free (Roth) bucket being built
Equity 80%+ of net worth with no diversification plan
QSBS status never formally confirmed
No strategy for AMT on ISO exercise
Missing the window to multiply QSBS exclusion
Positioning
The tax code rewards owners more than any other group — but only the ones who build a strategy around it.
Every year you wait to plan around your equity narrows the options. Some doors close permanently.
04
Tax Strategy Review
Are you playing defense — or running a strategy?
Rating
Gap Indicators
Paying unnecessary taxes annually
No forward-looking, multi-year tax plan
CPA is reactive, not proactive
No coordination between CPA and advisor
No pre-liquidity tax plan before the event arrives
State tax exposure never stress-tested
Positioning
A great return is history. A great strategy shapes what next year looks like — before it arrives.
Tax strategy for founders isn’t done in April. It’s done years before the liquidity event — or not at all.
05
Cash Flow & Liquidity
Is your money working — or just sitting?
Rating
Gap Indicators
Wealth tied up but illiquid
No contingency reserves at personal or business level
Idle cash earning below-market yield
Single-lender dependency for credit
Living paycheck to paycheck despite paper wealth
No secondary strategy — waiting entirely on exit
Borrowing against equity without hedging downside
Less than 6 months of personal runway outside company
Positioning
Liquidity is leverage. Without it, even a strong balance sheet feels fragile in the moments that matter.
Paper wealth isn’t wealth. Founders who take strategic chips off the table early rarely regret it. Founders who don’t, often do.
06
Exit & Succession Planning
The Liquidity Event
Do you know what your business needs to be worth?
The biggest financial moment of your life deserves more than a law firm scramble.
Rating
Gap Indicators
No clear exit number or timeline
No written transition plan
Exit plan not integrated with retirement plan
No pre-sale tax strategy
Waited too long to begin pre-exit planning
No QSBS stacking despite eligibility
No trust structures before valuation rose
No plan for concentrated stock post-IPO
Positioning
The biggest financial event of your life deserves more than a spreadsheet and a handshake.
By the time the term sheet lands, most of the planning leverage is already gone. The work happens years earlier — or not at all.
07
Estate & Legacy
If everything worked — where does it go?
Rating
Gap Indicators
Outdated or missing documents
No estate tax mitigation strategy
Business succession not coordinated with estate plan
Equity not structured within trusts before valuation climbed
No charitable or legacy framework
Positioning
Stewardship is the final test of strategy — does what you’ve built transfer, or does it dissolve on impact?
Our Role · Where Veritas Adds Value
We help founders turn what they’ve built into what they keep.
01
Protect what you’ve built
02
Reduce unnecessary taxes
03
Build wealth outside the company
04
Turn equity and enterprise value into personal wealth
05
Create a clear path to — and through — exit
Closing Questions
Where do we go from here?
i.
Where do you feel most exposed right now?
ii.
If we could fix one thing first — what would matter most?
iii.
Would it help to see a coordinated strategy across these areas?